No Escape

You know how when things start to go wrong and you imagine the worst case scenario and then think about how you'll deal with it, so you're prepared for the absolutely most awful outcome possible? What happens when it's worse than your worst case?
I just found out this week...
Well, I thought I had prepared for the worst when I managed to get the car and its rinky dink suspiciously loud woodpecker-ish noise to the garage. As I suspected there was much dark muttering and sucking of teeth and talk of little ends, big ends and cam shafts. Then they said the job was too big for them. The car has since been sent to another garage, who are sending it onto some specialists. It is in the car equivalent of intensive care. And I don't have health insurance.
It's so depressing. I keep thinking of how much it's going to cost and thinking about how many family holidays we could have for that money. We could quite easily buy a horse with what it will cost to get the bread van back to normal, and a horse would probably be a more reliable proposition at this point in time.
I have cried many tears and eaten much chocolate over the last couple of days (best to get the chocolate in now, as we won't be able to afford such luxuries in a couple of weeks when the bill comes in).
So I am stuck on camp. No car, no money, no Kleenex left in tissue box, and have just emailed Hubby to let him know. He will go Billy Mental...